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Mortgage Help You Can Trust

Buying or refinancing a home doesn’t have to be complicated. We’re here to guide you every step of the way.

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Secure The Best Rate

Today's market is fluid. We have resources to shop many rates and programs to find the right loan to fit your needs.

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If you're looking to purchase a new home, obtaining a pre-approval letter is essential. It not only clarifies your purchasing capacity but also demonstrates to sellers that you are a committed and serious buyer.

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Get Pre-Approved Before You Shop

Know exactly what you can afford — before you fall in love with a home.

Get a clear plan based on your financials
Show sellers you’re serious and ready to buy
Close faster with fewer surprises

Takes just a few minutes. No credit check required to start.

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MEET THE SR. MORTGAGE LOAN ADVISOR

Hey, I'm Austin Ross!

Whether you're buying, refinancing, or building your dream home, choosing the right loan advisor matters. Mortgage programs and rates change often, so you need someone who can give clear, accurate guidance every step of the way.

I’m here to help you explore your financing options and make the process simple and stress-free. My goal is to provide personalized service, honest advice, and a smooth loan experience from start to finish.

Browse my website, explore available loan programs, and apply online in just a few easy steps. Once you apply, I’ll personally reach out to review your loan details and answer any questions you have.

Let’s make the process simple, efficient, and cost-effective

Quick Closing

We aim to secure your loan approval within 14 days or less! By adopting a proactive financing strategy and employing cutting-edge technology, we expedite the mortgage process. Our transparent communication further ensures that there are no unnecessary delays.

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Helping You Purchase Your Dream Home

Get Pre-Approved

Assess your purchasing potential to accurately gauge what you can afford, ensuring you're ready to make an offer as soon as you discover your

ideal home.

Benefits

Secure Competitive Financing

Understand Your Financial

Range

Get Pre-Approved

Quick Closing

We simplify the entire mortgage

journey from application to closing, ensuring transparent communication

and utilizing cutting-edge

technology.

Benefits

Streamlined Process, Reduced Stress

Faster Move-in Timeline

Fund Your Dream House

Get Pre-Approved

We'll search across our extensive network of lenders to secure a competitive rate, minimal fees, and the ideal loan program tailored to your home financing requirements.

Benefits

Achieve the Best Loan Terms

Explore Diverse Financing Solutions

Shop Rates

The Coast2Coast Mortgage Advantage

Local Expertise

We are deeply familiar with the local market and community, providing you with insights and support that only locals can offer.

Exceptional Service

We pride ourselves on surpassing expectations through seamless communication and exceptional customer care.

Advanced Technology

Leveraging the latest digital tools, we offer secure mobile applications for document uploads and more, with traditional options also available.

Quick Processing

Our goal is to expedite your loan process efficiently, equipped to handle any unexpected challenges that come our way.

The answers to all your mortgage questions...

Do I need to save for a 20% down payment?

No. You do not always need 20% down to buy a home. Some conventional loans may allow as little as 3% to 5% down with PMI. FHA loans can go as low as 3.5% down, and VA or USDA loans may offer $0-down options if you qualify. The right option depends on your credit, income, loan type, and overall situation.

Are Pre-Qualification and Pre-Approval the same thing?

No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

What's the difference between an adjustable and a fixed rate mortgage?

A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

What is Private Mortgage Insurance (PMI)?

Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

Can I access my home equity before I finish paying off my loan?

Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

What do I do if I can't afford my mortgage payment anymore?

The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.